Rolls-Royce Ghost Insurance.

Specialist Rolls-Royce Ghost Insurance.

The Ghost is designed as a traditional Rolls-Royce but powered by the ultra-quiet V-12 with a soft graceful ride, plush leather, beautiful veneer, and elegant metal trims. The Ghost therefore needs specialist insurance, at Elevate we arrange tailored insurance for Rolls-Royces not available online Rolls-Royce insurance is based around factors such as your driving experience in performance cars, how you intend to use your car, value, storage and security.

We are a small, boutique brokerage that spends time with our clients to understand their situation and present their details to our panel of luxury car insurance experts. At every renewal we review the market again to ensure you get the right coverage and the best price, we do not simply send out renewals from the existing insurer.

Front on photo of Rolls Royce Ghost

We are an independent specialist insurance brokerage with a highly skilled team that has been providing Rolls-Royce Insurance for over 20 years. We offer an extensive range of prestige insurance policies, including Agreed Value or Extended New Car Replacement and Rolls-Royce-approved repairs.

About the Rolls-Royce Ghost.

The Ghost is a full-sized luxury car manufactured since 2009 and named in honour of the Silver Ghost, a car first produced by Rolls-Royce in 1906. The Ghost Extended Wheelbase was introduced in 2014 and the Black Badge in 2016. According to BMW AG, the internal combustion engine range will only be produced until 2030, at which point the company plans to manufacture electric models only.

The 2023 Ghost has a 6.6 litre, V12 engine, providing 563bhp with automatic transmission and AWD. It has a fuel usage of 18 mpg and 0-60 in 4.6 secs. The Ghost is a 5 seater and has length of 5627mm, width of 19488mm and a wheelbase of 3465mm.

Front on photo of Rolls-Royce Ghost

Specialist Rolls-Royce insurance generally includes;

  • Fully comprehensive cover whatever car you are driving, even those not owned by you.
  • Any driver cover is available, so anyone can drive your cars comprehensively with your permission.
  • A dedicated 24/7 client manager
  • Immediate cover
  • Discounts for limited mileage
  • Use of Original Equipment Manufacturer (OEM) parts only
  • Full UK & EU breakdown cover – including Home Start
  • Premium discounts when you insure more than one vehicle
  • Unlimited Glass replacement cover
  • Annual or monthly payment
  • An unlimited number of foreign trips with some insurers offering no time limits.
  • Our Rolls-Royce insurance policies include theft/damage to the vehicle’s audio/visual equipment
  • A guaranteed value in the event your car is written off or stolen and not recovered. This will pay you a minimum of the agreed value with some insurers offering extended agreed value to cover you if the vehicle has value has appreciated.

If you prefer please give us an outline of the cover required in the contact form here and we will call you back.

Used & Trusted Insurance Solutions by Rolls-Royce Dealerships.

We work closely with a number of Rolls-Royce dealerships and provide insurance for many of their clients. Speak to our friendly experts to discuss your requirements.

Rolls-Royce Ghost FAQs.

Which Insurance group is the Rolls-Royce Ghost in?

The luxurious features of the Rolls-Royce Ghost mean this car sits in Group 50 for Insurance. Driving a car as impressive as the Rolls-Royce Ghost means you have to pay the premiums to protect it.

Why is it so expensive to Insure a Rolls-Royce Ghost?

The Rolls-Royce Ghost is a sought-after vehicle for celebrities and sports stars all over the world! This means that the cost to insure it matches the cost to enjoy it. Other things such as the likelihood of vandalism and theft are taken into consideration when seeking out insurance policies.

Which is the best type of Insurance cover for the Rolls-Royce Ghost?

When it comes to insuring a car as iconic as the Rolls-Royce Ghost, you can’t have too much protection. You should always opt for comprehensive insurance so you’re covered against things like fire, theft & vandalism. You can always add other features, such as collision coverage to protect you against any collisions that may or may not be your fault.

Can you reduce the cost of Rolls-Royce Ghost Insurance?

The Rolls-Royce Ghost has a high insurance premium because of the value, reputation and cost of the car. Whilst you can’t directly control the cost of the insurance premium, you can control certain aspects that may be considered when looking for an insurance policy. Things like maintaining a “clean” driving license with no claims intact can play a part in the cost of the premium.

Elevate Insurance office Interior

Our Commitment.

We treat all of our clients as individuals. We have time to talk, we listen and understand what you need. We are here for clients throughout the insurance process, arranging customised cover, adapting policies as things change, reviewing the market every year and supporting them with any claims. Your personal advisor is available on a direct dial.

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If you’d like to talk to a human, call us on 01933 830400 during 9 am - 5 pm weekdays.