Rolls-Royce Ghost Insurance.

Specialist Rolls-Royce Ghost Insurance.

The Ghost is designed as a traditional Rolls-Royce but powered by the ultra-quiet V-12 with a soft graceful ride, plush leather, beautiful veneer, and elegant metal trims. The Ghost therefore needs specialist insurance, at Elevate we arrange tailored insurance for Rolls-Royces not available online Rolls-Royce insurance is based around factors such as your driving experience in performance cars, how you intend to use your car, value, storage and security.

We are a small, boutique brokerage that spends time with our clients to understand their situation and present their details to our panel of luxury car insurance experts. At every renewal we review the market again to ensure you get the right coverage and the best price, we do not simply send out renewals from the existing insurer.

Front on photo of Rolls Royce Ghost

We are an independent specialist insurance brokerage with a highly skilled team that has been providing Rolls-Royce Insurance for over 20 years. We offer an extensive range of prestige insurance policies, including Agreed Value or Extended New Car Replacement and Rolls-Royce-approved repairs.

About the Rolls-Royce Ghost.

The Ghost is a full-sized luxury car manufactured since 2009 and named in honour of the Silver Ghost, a car first produced by Rolls-Royce in 1906. The Ghost Extended Wheelbase was introduced in 2014 and the Black Badge in 2016. According to BMW AG, the internal combustion engine range will only be produced until 2030, at which point the company plans to manufacture electric models only.

The 2023 Ghost has a 6.6 litre, V12 engine, providing 563bhp with automatic transmission and AWD. It has a fuel usage of 18 mpg and 0-60 in 4.6 secs. The Ghost is a 5 seater and has length of 5627mm, width of 19488mm and a wheelbase of 3465mm.

Front on photo of Rolls-Royce Ghost

Specialist Rolls-Royce insurance generally includes;

  • Fully comprehensive cover whatever car you are driving, even those not owned by you.
  • Any driver cover is available, so anyone can drive your cars comprehensively with your permission.
  • A dedicated 24/7 client manager
  • Immediate cover
  • Discounts for limited mileage
  • Use of Original Equipment Manufacturer (OEM) parts only
  • Full UK & EU breakdown cover – including Home Start
  • Premium discounts when you insure more than one vehicle
  • Unlimited Glass replacement cover
  • Annual or monthly payment
  • An unlimited number of foreign trips with some insurers offering no time limits.
  • Our Rolls-Royce insurance policies include theft/damage to the vehicle’s audio/visual equipment
  • A guaranteed value in the event your car is written off or stolen and not recovered. This will pay you a minimum of the agreed value with some insurers offering extended agreed value to cover you if the vehicle has value has appreciated.

If you prefer please give us an outline of the cover required in the contact form here and we will call you back.

Used & Trusted Insurance Solutions by Rolls-Royce Dealerships.

We work closely with a number of Rolls-Royce dealerships and provide insurance for many of their clients. Speak to our friendly experts to discuss your requirements.

Rolls-Royce Ghost FAQs.

Which Insurance group is the Rolls-Royce Ghost in?

The luxurious features of the Rolls-Royce Ghost mean this car sits in Group 50 for Insurance. Driving a car as impressive as the Rolls-Royce Ghost means you have to pay the premiums to protect it.

Why is it so expensive to Insure a Rolls-Royce Ghost?

The Rolls-Royce Ghost is a sought-after vehicle for celebrities and sports stars all over the world! This means that the cost to insure it matches the cost to enjoy it. Other things such as the likelihood of vandalism and theft are taken into consideration when seeking out insurance policies.

Which is the best type of Insurance cover for the Rolls-Royce Ghost?

When it comes to insuring a car as iconic as the Rolls-Royce Ghost, you can’t have too much protection. You should always opt for comprehensive insurance so you’re covered against things like fire, theft & vandalism. You can always add other features, such as collision coverage to protect you against any collisions that may or may not be your fault.

Can you reduce the cost of Rolls-Royce Ghost Insurance?

The Rolls-Royce Ghost has a high insurance premium because of the value, reputation and cost of the car. Whilst you can’t directly control the cost of the insurance premium, you can control certain aspects that may be considered when looking for an insurance policy. Things like maintaining a “clean” driving license with no claims intact can play a part in the cost of the premium.

Elevate Insurance office Interior

Our Commitment.

We treat all of our clients as individuals. We have time to talk, we listen and understand what you need. We are here for clients throughout the insurance process, arranging customised cover, adapting policies as things change, reviewing the market every year and supporting them with any claims. Your personal advisor is available on a direct dial.

Jowyn Wong
Jowyn Wong
Best company I’ve ever had the pleasure to arrange insurance with. Richard is so informative and knowledgeable, kept me informed every step of the way to insuring my pride and joy. Professional, personal and utterly perfect. Thank you!
Simone Chawda
Simone Chawda
I could not recommend Elevate enough, they were super helpful in explaining policy cover / options & made the process very easy for me to choose. It was great to have a trustworthy & reliable company finding the best cover for me personally & not in the best interests of commission etc Thank you Elevate!
Will Casswell
Will Casswell
very helpful. thank you
James Rainbow
James Rainbow
I had never used an insurance broker before but getting car renewals was getting more and more time consuming. I was referred to Blain at Elevate by a friend and now wonder why I didn't do this before. Elevate are great to deal with and I now have a better level of cover than before at a lower cost with 95% of the hassle removed.
jack gibbs
jack gibbs
Great personal service! Working with Elevate ensured I recieved efficient and stress free landlord insurance keeping me covered across various properties.
Sean M
Sean M
Just wanted to give a big shout out to Dan White and his team at Elevate Insurance Brokers. Having just moved house and tired of the continual high rises in insurance premiums, I chose to stay local and support local. Dan made sure we had the right cover in place and didn’t leave any stone un-turned. His attention to detail in making sure the cover we needed was second to none. All in, he managed to beat my renewal cost and the top three providers, increased my cover and provided me with the peace of mind that my house and personal belongings were covered. #staylocal #investinlocal #localisbest #homeinsurance #insurance #elevate #trust #confidence #happycustomer
Tom S
Tom S
Great service as ever from Elevate! I already insure my main car with them and had to add another in rather a hurry and I didn't have the time to spend ages on the phone organising, Elevate handled it all seemlessly and had my cover updated perfectly at a reasonable price. Can't recommend them highly enough!
John Yates
John Yates
Contacted Dan and his team to discuss my business insurance requirements. Excellent advice and very thorough explanations on various aspects of the policy ensured we now have the appropriate insurance in place. Thanks Dan.

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If you’d like to talk to a human, call us on 01933 830400 during 9 am - 5 pm weekdays.