Quality Home Insurance with No Fuss.
We specialise in insurance for listed buildings, vicarages, manor houses, high value homes, second homes (UK & EU), renovation & extension projects, apartments and thatched properties.
Bespoke Home Insurance For Individuals, Couples and Families.
We can arrange specialist cover when you move to a new home or review your insurance at renewal to ensure you have the right cover. For a no obligation quote get in contact now.
We also provide insurance for buy-to-let properties
What is Quality Home Insurance?
High-Value Home Insurance.
Insurance adapted to more valuable properties and busy lifestyles. Includes unlimited buildings and extended replacement cover so you’re never underinsured. Accidental damage for your buildings and contents as standard, customised high-value jewellery and watch cover, and the option to add your second home (UK & overseas) to the policy. Plus a dedicated claims handler should you need help.
Listed Buildings Insurance.
Specialist insurance, usually on a reinstatement basis so the buildings can be put back to what they were not just rebuilt. Approved surveyors will assist if there is a claim, working with specialist contractors, applying for necessary consents and liaising with regulatory bodies. There are many more considerations to insuring a listed building and Elevate is a specialist.
Renovation and Extensions Insurance.
Most home insurance does not cover renovation, extensions or building works. Specialist renovation insurance protects the existing building, the new structure, your contents and materials used in the project and provides extended public liability cover. Once the works are complete, we’ll remove the extra cover, update where needed, and your home insurance policy continues.
Insurance for Apartments.
Focused on the contents of your home, with buildings usually insured by the freeholder. We offer unlimited cover for contents, accidental damage included automatically with jewellery, art and collections also covered. We can also insure any tenants improvements you’ve made to the property such as new Kitchens, Bathrooms and Flooring which may not be covered under a freeholder’s buildings policy. You get advice on security, assistance with valuations if required and dedicated support if you have a claim. Home office insurance and bicycle cover are also options.
Insurance for Second Homes.
UK or overseas, for your own use or let out, these can be combined into a single policy with your main home. Additional cover for when the property is unoccupied, for water leaks, key replacement and emergency assistance as an add-on.
Thatched Property Insurance.
Often a complicated and stressful process to arrange insurance for thatch properties. We can arrange dependable cover, efficiently and easily. We can insure different thatched roofs Devon reed, combed wheat, water reed, Norfolk Reed, fibre and long straw. Policies also cover different heating, gas, oil, electrical heating, wood burning stoves and open fires.
Elevate Home Insurance FAQs.
Why is it important my sum insured is correct?
If not, insurers may only pay a percentage of any claim leaving you with a lower pay out than expected or cover being made void.
Are your watches, jewellery, art work, antiques, trainers, wine properly insured?
If you have valuable collections or expensive single items these may exceed insured limits on many contents policies, so you need a specialist policy.
Can my watches be insured for current market values?
Yes but with a specialist insurer. Standard policies would only cover the original retail cost which might be significantly less.
What happens if you spill something on an expensive sofa or rug?
Not all home insurance covers accidental damage so you may not be covered.
Does normal home insurance cover renovation and building work?
No, standard home insurance policies will often be cancelled or void if renovation or building works are carried out, you need a specialist policy.
Do Listed Buildings need special insurance?
Yes, many insurers will not cover them as the properties can be complicated to assess from an insurance perspective and the claims process can be complex and expensive so you need a specialist policy that Elevate can arrange.
We treat all of our clients as individuals. We have time to talk, we listen and understand what you need. We are here for clients throughout the insurance process, arranging customised cover, adapting policies as things change, reviewing the market every year and supporting them with any claims. Your personal advisor is available on a direct dial.