Get a Rolls Royce Insurance Quote today!
We provide personal service to arrange bespoke insurance for Rolls Royce Phantoms, Cullinans, Ghosts, Spectres, Black Badges, Wraiths and classic Rollers.
We are an independent specialist insurance brokerage with a highly skilled team who have been insuring Rolls Royces for over 20 years. We offer a range of policies that include Agreed Value or Extended New Car Replacement and of course Rolls Royce repairs.
Charles Rolls and Henry Royce founded Rolls-Royce Ltd in 1906. United by a historic meeting at the Midland Hotel Manchester by Henry Edmunds who had a car showroom in London and a friend of Charles Rolls. The pairing of the engineering brilliance of Royce with the equally brilliant business acumen and financial backing of Rolls was to become legendary. Even today the name “Rolls-Royce” has become a byword for excellence.
In 1971 Rolls-Royce was nationalised and in 1973 Rolls-Royce Motors was formed as a separate entity from the aircraft and marine engine business. In 1980 Rolls-Royce was aquired by Vickers who in 1998 sold the company to Volkswagen. However they didn’t have rights to the trademark name and logo. On January 1, 2003 a new agreement between Volkswagen and BMW came into effect, with Volkswagen retaining the name Bentley while BMW acquired the name Rolls-Royce and later that year produced their first Rolls-Royce, the Phantom.
Rolls-Royce cars had until this time been built at the Crewe plant, but both the plant and the Bentley brand had been sold to the Volkswagen Group. BMW agreed with the Earl of March to buy and develop a greenfield site on his Goodwood Estate, near Chichester, West Sussex. The original plant, located close to Goodwood Circuit and Westhampnett village, cost £65 million. BMW engaged architect Sir Nicholas Grimshaw, the architect to ensure the design fits into its environment, the plant cannot be viewed from the road, in part thanks to a 3.5 ha “living roof”, the largest such roof in the UK.

We are an independent specialist insurance brokerage with a highly skilled team who have been insuring Rolls Royce for over 20 years. We offer a range of prestige policies that include Agreed Value or Extended New Car Replacement and of course Rolls Royce approved repairs. Contact us today for your Rolls Royce Insurance Quote.
The benefits of specialist Rolls Royce insurance generally include;
- A dedicated 24/7 client manager
- An agreed value policy so there’s no dispute over the value of your pride and joy following a claim
- Extended replacement value following a loss (up to 150% of agreed value in some cases)
- New Car Replacement for up to 3 years in the event of a total loss
- Full UK & EU breakdown cover – including Home Start
- A client focused claims service with your choice of repairer and genuine parts whenever possible
- Comprehensive ‘Driving Other Cars’ cover – where applicable
- More flexible driving restriction (any driver aged 30+ etc.)
- Salvage retention
- Courtesy vehicle hire in the event of a claim
If you prefer please give us an outline of the cover required in the contact form here and we will call you back for your Rolls Royce Insurance Quote.

Insuring a Rolls Royce FAQs.
How much does it cost to insure a Rolls Royce?
There is no set amount, Rolls Royce premiums will vary depending on factors such as the driver, the location where the vehicle is kept, security measures, usage and value.
How do I reduce the cost of Rolls Royce insurance?
Drivers who are older, drive less miles per year and have more experience of driving supercars generally attract lower premiums. Enhanced security measures such as approved trackers and immobilisers along with secure parking also reduce premiums. These measures may also be mandatory to arrange insurance.
Do I need a full No Claims Discount (NCD) to insure a supercar?
No, you can get discounts based on your driving experience, what cars you have driven and for how long.
Can I take my Rolls Royce overseas to drive?
In most cases, the cover we arrange for prestige cars allows for vehicles to be driven in Europe on a temporary basis such as holidays. This is known as “Green Card” Cover.
How old do I need to be to insure a Rolls Royce?
There is no set age to be insured on a Rolls Royce, driving experience and claims history are also very important factors. It is however more difficult to insure a super car if you are younger than 25 years old.
Can I insure a supercar temporarily?
If the car is being imported to the UK for a fixed period (usually months) then yes. If it’s being imported permanently you need a VIN number (UK registration) from the DVLA before you can insure the car.

Our Commitment.
We treat all of our clients as individuals. We have time to talk, we listen and understand what you need. We are here for clients throughout the insurance process, arranging customised cover, adapting policies as things change, reviewing the market every year and supporting them with any claims. Your personal advisor is available on a direct dial.
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Insure Today for a Better Tomorrow.
If you’d like to talk to a human, call us on 01933 830400 during 9 am - 5 pm weekdays.