Life insurance isn’t difficult to arrange, let us help.

In an uncertain world ensure your loved ones are protected if the worst happens. Life insurance provides this peace of mind, paying a tax-free lump sum to those you might leave behind. We offer independent advice. We take time to talk and understand your situation, there is no hard sell, only sound advice.

Life Insurance For Individuals, Couples and Families.

  • A tax-free lump sum for your dependants to live on and pay-off mortgages, loans or credit cards.
  • Usually a fixed term policy, single or joint lives, often arranged until children are 21, until retirement or the end of a mortgage term.
  • Sums assured are typically level but can decline in line with the outstanding amount of a repayment mortgage.
  • We can arrange larger sums insured for wealthy clients.

Protecting Wealth in Your Business.

  • Tax efficient life cover
    Relevant Life is life insurance arranged for directors and employees, paid by the business but with any benefits going to their dependents. Often significantly cheaper than individual life insurance due to favourable tax treatment. Elevate are specialists in this form of ‘death in service’ life insurance.
  • Key Person Cover
    Arranged by a business to protect it from the death or serious illness of people critical to its success. Pays out to shareholders, providing a financial buffer against the disruption.
  • Shareholder Protection
    Provides money to remaining shareholders which they can use to buy-out a deceased or critically ill business partner. Shareholders typically take out a policy with the benefits written in trust for the other shareholders. Often linked to a cross-option shareholder agreement.

Critical Illness Cover.

An option that can be added to most life insurance products where a lump sum is paid if the insured person is diagnosed with one of 40-50 serious conditions such as cancer, heart attack, stroke and brain tumours.

How We Help.

At Elevate we’re classed as a non-advised brokerage for life insurance. We’ll use the personal information you provide, to identify suitable policy options, allowing you to make an informed decision, placing you in complete control of your final decision.

We Partner With Leading Life Insurance Providers.

Elevate Life Insurance FAQs.

What details do I need to provide?

When applying for life insurance you will typically be asked to provide basic personal, lifestyle and health information. In some cases, a GP report or a medical may also be required.

How much cover do I need?

This will depend on your financial and personal situation, the size of debts you might wish to pay off in the event of death, other liabilities on death you might have and the amount you might wish your dependents to live on.

Why use a broker to arrange life insurance?

Brokers like Elevate can review the market and provide multiple quotes and product offerings. At Elevate you will always talk to a broker, not a call centre and not an online form. Our advice is free to clients and we do not charge a fee.

Does life insurance really pay out?

More than 97% of life insurance claims are paid with more than 35,000 families/beneficiaries were supported following an unexpected bereavement, to the tune of £2.9 billion in 2019.

(https://www.abi.org.uk/news/news-articles/2019/04/protection-payouts-see-insurers-support-record-numbers-through-bereavement-sickness-and-injury/)

How much will I pay?

premiums will generally be determined by your age, your health, your weight & height, your lifestyle, whether you smoke, the length of the policy, the amount of cover required.

What does all the jargon mean?

Insured (the person whose life is covered and in the vent of death a pay-out made)
Term (the duration of the policy)
Premium (the cost of the insurance, typically monthly)
Sum assured/insured (the lump sum amount paid out on death or critical illness)
Benefits (the amounts paid out, quantified by the sum assured)

I needed advice on life insurance when I bought my first property. James was knowledgeable, nothing was too much trouble and I would recommend him and the team at Elevate

– Simone

We are a friendly team of experts focused on our clients.

Our Commitment.

We treat all of our clients as individuals. We have time to talk, we listen and understand what you need. We are here for clients throughout the insurance process, arranging customised cover, adapting policies as things change, reviewing the market every year and supporting them with any claims. Your personal advisor is available on a direct dial.

Jowyn Wong
Jowyn Wong
2022-06-13
Best company I’ve ever had the pleasure to arrange insurance with. Richard is so informative and knowledgeable, kept me informed every step of the way to insuring my pride and joy. Professional, personal and utterly perfect. Thank you!
Simone Chawda
Simone Chawda
2021-04-16
I could not recommend Elevate enough, they were super helpful in explaining policy cover / options & made the process very easy for me to choose. It was great to have a trustworthy & reliable company finding the best cover for me personally & not in the best interests of commission etc Thank you Elevate!
Luke Walsh
Luke Walsh
2021-04-09
suzy polson
suzy polson
2021-04-09
Will Casswell
Will Casswell
2021-04-09
very helpful. thank you
James Rainbow
James Rainbow
2021-04-09
I had never used an insurance broker before but getting car renewals was getting more and more time consuming. I was referred to Blain at Elevate by a friend and now wonder why I didn't do this before. Elevate are great to deal with and I now have a better level of cover than before at a lower cost with 95% of the hassle removed.
jack gibbs
jack gibbs
2021-03-21
Great personal service! Working with Elevate ensured I recieved efficient and stress free landlord insurance keeping me covered across various properties.
Sean M
Sean M
2021-03-10
Just wanted to give a big shout out to Dan White and his team at Elevate Insurance Brokers. Having just moved house and tired of the continual high rises in insurance premiums, I chose to stay local and support local. Dan made sure we had the right cover in place and didn’t leave any stone un-turned. His attention to detail in making sure the cover we needed was second to none. All in, he managed to beat my renewal cost and the top three providers, increased my cover and provided me with the peace of mind that my house and personal belongings were covered. #staylocal #investinlocal #localisbest #homeinsurance #insurance #elevate #trust #confidence #happycustomer
Tom S
Tom S
2020-06-15
Great service as ever from Elevate! I already insure my main car with them and had to add another in rather a hurry and I didn't have the time to spend ages on the phone organising, Elevate handled it all seemlessly and had my cover updated perfectly at a reasonable price. Can't recommend them highly enough!
John Yates
John Yates
2020-06-10
Contacted Dan and his team to discuss my business insurance requirements. Excellent advice and very thorough explanations on various aspects of the policy ensured we now have the appropriate insurance in place. Thanks Dan.

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Insure Today for a Better Tomorrow.

If you’d like to talk to a human, call us on 01933 830400 during 9 am - 5 pm weekdays.